U.S. Department
of Justice
Means Testing
Census Bureau, IRS Data and Administrative Expenses Multipliers
Most individual debtors filing for bankruptcy relief are required to complete a version of Bankruptcy Form 122. Official Form 122A-1 (Chapter 7 Statement of Your Current Monthly Income), Official Form 122A-1Supp (Statement of Exemption from Presumption of Abuse Under § 707(b)(2)), and Official Form 122A-2 (Chapter 7 Means Test Calculation) (collectively the “122A Forms”) are designed for use in chapter 7 cases. Official Form 122C-1 (Statement of Your Current Monthly Income and Calculation of Commitment Period) and Official Form 122C-2 (Chapter 13 Calculation of Your Disposable Income) (collectively the “122C Forms”) are designed for use in chapter 13 cases. [The Official Bankruptcy Forms can be found on the Administrative Office of the U.S. Courts Web site.]
A debtor must enter income and expense information onto the appropriate form (i.e., the 122A Forms or the 122C Forms) and then make calculations using the information entered. Some of the information needed to complete these forms, such as a debtor's current monthly income, comes from the debtor's own personal records. However, other information needed to complete the forms comes from the Census Bureau and the Internal Revenue Service (IRS). This Web site reproduces the Census Bureau and IRS Data necessary to complete the 122A Forms and the 122C Forms. The source data reproduced here is also available directly from the IRS and Census Bureau using the links at the bottom of this page.
For questions related to this data, e-mail: ust.mt.help@usdoj.gov. For general assistance in filing for bankruptcy relief, the clerk of your local bankruptcy court or your local state Bar Association may have information regarding individuals or organizations offering bankruptcy related services, including on a reduced fee or pro bono basis. However, we and the clerk of your local bankruptcy court are prohibited from providing any legal advice.
To locate the data and multipliers applicable to a bankruptcy case, select from the following drop down list the time period in which the case was filed.
Note: Effective May 15, 2024, the Housing and Utilities Standards for Connecticut shall be broken down by planning regions rather than counties, to reflect the Census Bureau’s use of the State of Connecticut’s nine Regional Councils of Government, or Planning Regions, as the county equivalent for purposes of the statistical data that informs the Housing and Utilities Standards. For more information, visit the United States Census Bureau Website, found here, or the State of Connecticut Office of Policy and Management Website, which has a map of the Planning Regions and Regional Councils of Government, as well as a chart of the 169 municipalities in alphabetical order and the corresponding planning region and council of government.
The Administrative Expense Multipliers and IRS’s National Standards for Allowable Living Expenses and Local Standards for Transportation and Housing and Utilities Expenses accessible through this page have been updated. The revised multipliers and standards will apply to cases filed on or after May 15, 2024.
The Census Bureau's Median Family Income Data accessible through this page has been updated. The U.S. Trustee Program will apply the updated data to cases filed on or after April 1, 2024.
The National Guard and Reservists Debt Relief Extension Act of 2023 (H.R. 3315) enacted on December 19, 2023 extends for an additional four years the existing exemption from the means test for qualifying reservists and National Guard debtors who are called to active duty or to perform a homeland defense activity for not less than 90 days. See 11 U.S.C. § 707(b)(2)(D)(i). A debtor may only claim the exemption if his/her case is filed while on active duty or while performing a homeland defense activity, or within the 540-day period immediately following the conclusion of active duty or the performance of a homeland defense activity. See 11 U.S.C. § 707(b)(2)(D)(ii).
The exemption applies to cases commenced during the nineteen years after December 19, 2008, the effective date of the law that created the exemption. See Pub. L. No. 110-438, § 4, 122 Stat. 5002 (2008), as amended by Pub. L. No. 112-64, § 2, 125 Stat. 766 (2011), as further amended by Pub. L. No. 114-107, § 2, 129 Stat. 2223 (2015), as further amended by Pub. L. No. 116-53, § 2, 133 Stat. 1078 (2019).
USTP Position on Legal Issues Arising Under the HAVEN Act of 2019 – Frequently Asked Questions and Answers [PDF- 47 KB]