Payment Options
Option One: Single payment option
A one-off single payment for immediate cover.
| Single Payment | |
|---|---|
| Basic Plan | £1,785 |
| Value Plan | £3,130 |
| Standard Plan | £3,730 |
| Select Plan | £4,085 |
| Premier Plan | £4,335 |
How it works
- Your payment will be paid into the Golden Charter Trust
- If you wish to cancel after 30 days, we'll refund the payment you've made less a cancellation fee of £249
-
Optional third-party cost guarantee:
For an additional £200, you can guarantee that third party costs will be covered if you die within five years of the plan being fully paid. Please see the Key Features and Terms & Conditions (PDF) for details.
Option Two: 12 monthly payment option
If you'd prefer to spread the cost, you can pay a deposit from as little as £49, then 12 equal monthly payments at no extra cost. You'll be fully covered when your final payment is made.
| Initial deposit | Monthly payment | |
|---|---|---|
| Basic Plan | £49 | £144.67 |
| Value Plan | £49 | £256.75 |
| Standard Plan | £49 | £306.75 |
| Select Plan | £49 | £336.34 |
| Premier Plan | £49 | £357.17 |
Your final monthly payment may vary slightly from the figures above.
Compare our Funeral PlansHow it works
- Pay a minimum deposit of £49 plus 12 monthly payments by Direct Debit into the Golden Charter Trust. You can also reduce your monthly payment by paying a higher deposit. Call us on 0808 169 4534 for a personal quote.
- The funeral director's services included in your plan are covered fully at the end of the payment term.
- If you die before all payments have been paid, the outstanding balance will be requested from your family or estate.
- If you wish to cancel after 30 days, we'll refund the payment you've made less a cancellation fee of £249
-
Optional third-party cost gaurantee:
For an additional £200, you can gaurantee that third party costs will be covered if you die within five years of the plan being fully paid. Please see the Key Features and Terms & Conditions for details.
Option Three: Low cost instalment option
If you'd prefer to spread the cost over a longer period, you can pay a deposit from as little as £49, then spread the cost over anything from 2 to 30 years, dependong on your current age (additional charges apply)*.
| Example Terms (in years) | |||||||
|---|---|---|---|---|---|---|---|
| 30 | 20 | 10 | 5 | 2 | |||
| Basic Plan | Monthly | n/a | n/a | £19.01 | £33.18 | £76.33 | |
| Total | n/a | n/a | £2,330.20 | £2,039.80 | £1,880.92 | ||
| Value Plan | Monthly | n/a | n/a | £25.19 | £33.34 | £58.50 | £135.08 |
| Total | n/a | n/a | £4,583.20 | £4,049.80 | £3,559.00 | £3,290.92 | |
| Standard Plan | Monthly | n/a | n/a | £29.99 | £39.74 | £69.79 | £161.29 |
| Total | n/a | n/a | £5,447.20 | £4,817.80 | £4,236.40 | £3,919.96 | |
| Select Plan | Monthly | n/a | n/a | £32.83 | £43.52 | £76.48 | £176.79 |
| Total | n/a | n/a | £5,958.40 | £5,271.40 | £4,637.80 | £4,291.96 | |
| Premier Plan | Monthly | n/a | n/a | £34.84 | £46.18 | £81.18 | £187.71 |
| Total | n/a | n/a | £6,320.20 | £5,590.60 | £4,919.80 | £4,554.04 | |
How it works
- The low cost instalment option is payable by monthly Direct Debit into the Golden Charter Trust over the agreed term and invested until required.
- Your monthly payments depend on the number of years you wish to spread the cost over and your chosen Plan. There are restrictions on the maximum length of your payment term dependent on your age when we accept your Plan.
- Payments shown are based on the minimum £49 deposit. Your payments can be reduced if you opt for a higher deposit.
- Total payment includes a 4% instalment charge.
- Payment breaks are available after 12 months of consecutive payments.
- The funeral director’s services included in your Plan are fully covered when the final payment is made.
- Please see our Key Features and Terms & Conditions for more information on this payment method.
Fixed monthly payment option
A fixed monthly payment for life or until age 90. Available if your aged between 50 and 80 and a UK resident.
The fixed monthly payment option is only available when you take out you plan over the phone.
For more information, please call us on 0808 169 4534
Compare our Funeral PlansHow it works
- Pay a fixed monthly payment by Direct Debit based on your age (at time of application) and choice of funeral plan.
- Payable for life or until the age of 90
- This option is available if you are aged 50 to 80 and a UK resident
- Your payments will be paid to a UK life assurance company and managed by them
- The funeral director's services included in your plan are covered fully after two years' consecutive payments.
- The total payable could potentially be higher than the cost of your funeral plan
