Menu
Breakdown cover helps you get back on the road if your car, van or motorbike breaks down unexpectedly. Here at BreakdownCover.co.uk, we make it easy to compare breakdown cover quotes from leading UK insurers, allowing our users to find the cheapest deals in seconds.
Here’s what you need to do to start comparing breakdown cover:
Breakdown insurance can cover you or your vehicle. You can choose between:
This type of policy provides coverage for any vehicle regardless of who is driving when the breakdown occurs. If any other person uses your vehicle, such as your wife, husband, or another family member, this could prove to be your cheapest option.
The person named in the policy is covered for any eligible vehicle regardless of whether they are the driver or a passenger. This type of policy is usually a little more expensive, however, if you own or drive more than one vehicle, insuring yourself, can work out cheaper. For example, if you own a car and a motorbike you would be covered for both.
The level of coverage you get from your breakdown policy depends on what you take out. When comparing policies, look out for key features like:
Consider the below steps to find a cheaper deal and save money on your breakdown cover:
Always balance cost with the level of cover you need to ensure you’re adequately protected without overspending.
You should be able to get breakdown cover for most vehicles, although some providers only cover vehicles up to a certain age. If you use your vehicle for business or racing, for example, further restrictions may apply.
It depends. When you own only one vehicle, it may make more sense to purchase vehicle-based cover. If you drive more than one vehicle frequently or are a passenger in more than one, personal-based coverage may be more appropriate.
If your car breaks down and you don’t have a breakdown policy, you can purchase instant breakdown cover at the side of the road, and your new provider will send someone to fix it.
A breakdown provider must offer a 14-day “cooling off period” within which you may cancel your policy. In the event that you haven’t claimed on your cover, you won’t face any penalties and will receive a full refund.
You may not be able to cancel after this period or after you’ve made a claim. In addition, claim, or you may be required to pay a fee to receive a partial refund after you’ve canceled. Terms will vary between providers.
When looking for the best breakdown cover, consider factors such as the coverage included, the reputation and reliability of the provider, and any additional perks or benefits. It’s also important to compare prices before making a decision. Remember to choose a plan that best fits your specific needs and budget.