With an average rise in car insurance premiums of nearly 40% in the past year, Panorama infiltrated a "crash for cash" ring to investigate how criminals are a factor in steep premium hikes and the compensation claims industry is adding even more to the cost of being on the road.
Declan Lawn reports.
Panorama: The Great Car Insurance Scandal, BBC One, Monday, 11 July at 2030 BST and then available in the UK on the
BBC iPlayer.
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