Equisoft acquires CompuOffice Software, Inc., adding life insurance analysis and research capabilities to its advisor platform. The acquisition enables Equisoft to create even more value for advisors by offering an integrated advisor solution, from CRM to financial planning, research and proposal…
CustoMizering in the best interests of clients
One of the differences between one being just policy salesperson or being an insurance advisor is the focus. Policy salespeople often focus on sales and promotion of a single or limited number policies and/or on a limited range of offerings…
Flurry of Activity in the Special Risk and Final Expense Insurance Market
Flurry of activity in the special risk and final expense insurance market…numerous options, dimensions and permutations. LifeGuide’s Special Risk products module, a “must have” to research and navigate the maze in the best interests of the client…
Optimize Value for your Insurance Premium Dollar
…a good, knowledgeable, and client focused insurance agent, broker, or advisor who is equipped with LifeGuide may identify significant and substantial added value for the consumer’s life insurance premium dollar. Such potential for added value is not revealed by term insurance quoting and sales sites on the internet
Annual Renewable Term (ART) …Making a Comeback?
After a good number of years’ absence of yearly renewable term products from the range of individual life insurance products being offered in Canada, Empire Life is introducing its newest addition to its Solution series, Solution ART.
Readers Ask
The 0.09 factor is normal and quite common among insurance companies in Canada for calculation of the monthly financed installment premiums for nearly all term and whole life policies. The 0.09 factor represents an effective annual financing load of 18.6%